Mr. Williams has distinguished himself as a seasoned professional in the field of credit underwriting, particularly within the franchise specialty banking sector over the past nine years.
CINCINNATI, OH, April 15, 2024 /24-7PressRelease/ -- Kenneth W. Williams has been included in Marquis Who's Who. As in all Marquis Who's Who biographical volumes, individuals profiled are selected on the basis of current reference value. Factors such as position, noteworthy accomplishments, visibility, and prominence in a field are all taken into account during the selection process.
Mr. Williams has distinguished himself as a seasoned professional in the field of credit underwriting, particularly within the franchise specialty banking sector over the past nine years. Currently he serves as the Senior Underwriting Officer and Vice President at Flagstar Financial & Leasing LLC being responsible for monitoring the financial health of existing clients and rigorously evaluating new business clients seeking credit approval. Mr. Williams's keen analysis of financial statements and his exceptional client communication skills are instrumental in maintaining the financial integrity of Flagstar along with franchises such as Wendy's, Dunkin Donuts, Buffalo Wild Wings and Domino's Pizza.
Prior to his current position, Mr. Williams served as a Senior Underwriting Officer and Vice President at Signature Financial, LLC from 2019 to 2023 (Signature Financial was subsequently purchased by Flagstar in March of 2023). His tenure at First Franchise Capital Corp. (a wholly owned subsidiary of First Financial Bank) as a Commercial Underwriter II from 2015 to 2019 was marked by a pivotal project that brought the franchise group into full compliance with OCC regulations—a testament to his analytical acumen and dedication. He also excelled in the role of Credit Analyst III at Vantiv from 2013 to 2015, and was promoted in 2010 to a Commercial Loan Portfolio Manager at Huntington National Bank, where through 2013, he managed over 90 million dollars in loan exposure supporting the growth of notable clients like Tire Discounters and United Dairy Farmers. Notably, Mr. Williams counts his promotion to commercial loan portfolio manager as a career milestone.
Mr. Williams initiated his professional career with foundational experiences as a middle market Credit Analyst with Comerica Bank from 2005 to 2007 and as a middle market Commercial Banking Analyst intern at JPMorgan Chase & Co. in the summer of 2004. Before entering the finance industry, he earned a Bachelor of Science degree in finance from Oakwood University in 2005. Mr. Williams attributes his success in education and the financial industry to his strong work ethic, faith, perseverance and ability to network effectively across diverse groups.
Numerous accolades have marked Mr. Williams's professional accomplishments, and he has been recognized with the most deals underwritten in his group as an analyst in 2009 with Huntington Bank. A deep commitment to community service and mentorship further defines his profile. He has previously served as a full-time pianist for two churches between 2010 and 2019 and youth mentor through the One-to-One Mentor Program at his home church between 2007 and 2015. Additionally, Mr. Williams regularly supported students at Walnut Hills High School through the Junior Achievement program from 2007 to 2013.
Mr. Williams is deeply committed to family life and spending quality time with his spouse, Lorraine Williams and their daughter and son. A passionate musician, Kenneth enjoys playing the piano and the Hammond organ in his spare time while also listening to diverse musical genres. Looking toward the future, he aspires to transition into a management role within a commercial lending group while pursuing certifications in financial planning and software applications to broaden his professional capabilities. Mr. Williams is also dedicated to developing a curriculum aimed at empowering youth and others in his community through personal financial literacy and wealth building.
About Marquis Who's Who®:
Since 1899, when A. N. Marquis printed the First Edition of Who's Who in America®, Marquis Who's Who® has chronicled the lives of the most accomplished individuals and innovators from every significant field of endeavor, including politics, business, medicine, law, education, art, religion and entertainment. Marquis celebrates its 125th anniversary in 2023, and Who's Who in America® remains an essential biographical source for thousands of researchers, journalists, librarians and executive search firms around the world. Marquis® publications may be visited at the official Marquis Who's Who® website at www.marquiswhoswho.com.
# # #