PORTLAND, OR, December 08, 2009 /24-7PressRelease/ -- Bankruptcy filings in the US have reached an all time high - and more than 60% of all filings are based on unpaid medical bills. Millions of Americans are also trying to figure out how to deal with damaged credit, perhaps for the first time in their lives, and the prospect of living a very different lifestyle because of low credit scores. Many of these people live here in Oregon, and one such Oregon Company, Smartway Advisors, has developed a new program for just such a challenge - called Trust Funding. Smartway Advisors specializes in getting people into cars, with secure loans at a fair interest rate.
Trust Funding is all about trusting in the future of a client, trusting in their ability to recover and move forward and trusting that they truly want a fresh start. "Its about looking past scores, and looking to see if the customer had previously been a solid on-time payer and along the way they hit a bump in the road. We believe these people want to get back to where they were, and we are here to help make that a reality," said Smartway Advisors CEO Sheldon Harris. "Smartway sees beyond the credit score, beyond some simple credit mistakes, and we work to get our client a car and a loan with a fair interest rate."
Smartway Advisors partners with Unitus Community Credit Union to secure the loans at an outstanding 9.99%.* upon approved credit.
"Trust Funding is simple - it's an integrated auto financing and auto purchase program with access to an amazing selection of pre-owned cars on site at our dealership, and through our relationships with 22 local dealers to find that perfect car. Most importantly, we give our clients the chance to rebuild their credit," said Smartway Advisors General Manager Dave Daniels.
One of the other key attributes to Trust Funding is supplying a credit card to their customers after demonstrating solid on-time paying for 12 consecutive months. "We know that getting unsecured credit is very difficult after suffering damaged credit or bankruptcy, and there is no better reward for paying on time than a new credit card that helps rebuild their credit," said Daniels.
Both Daniels and Harris know that there are plenty of companies out there trying to take advantage of consumers who are having a tough time, they are quick to point out that, they offer a $20 gas card just for coming out to talk to them, no expectations, no strings attached, and no gas money lost in the exploration. Visit Smartway Advisors at www.SmartwayAdvisors.com for more details.
*Rate offered by Unitus Community Credit Union as of 9/16/09 and is subject to change without notice. Certain restrictions apply for program eligibility. Unitus Community Credit Union membership is required and is open to anyone who lives or works in (Oregon state) Washington, Clackamas, Yamhill, Polk, Multnomah, Marion counties and Clark (Washington state) county.
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