Health Savings Plan Affordable Alternate to Health Insurance

    CHICAGO, IL, January 05, 2010 /24-7PressRelease/ -- There's a major debate on Capitol Hill on healthcare reform that seems to be ruffling Americans' feathers. While many disagree on the topic of healthcare reform, most can agree that it is important for every individual to have some kind of health coverage. The government-sponsored programs Medicare and Medicaid are saving graces, but what about those people who don't qualify for either?

"A health savings plan is not for everyone but is one of the ever-growing options Americans have in terms of health care. Because health is one of the most unpredictable aspects of life and medical attention is so expensive, some kind of health care is necessary for all Americans," according to a new InsuranceAgents.com article, 'Health Savings Plan: Something To Consider.'

Health savings plans were signed into law in 2003, and so is a relatively new concept. With a health savings plan, consumers have:

• a different way to pay for health care
• a way to pay for currently high health costs while saving for future qualified medical and retiree health expenses, tax-free
• more freedom and control over the money in the health savings plan and can use it for investments as well as not have to worry about dealing with a third party
• the chance to pay much lower premiums (because to get a health savings plan, a person has to accept a high deductible health plan)

There are a number of healthcare options for Americans out there. A health savings plan is just one them, and it might not be for everybody. Consumers should talk to a health insurance agent and determine if a health savings plan is right for them.

InsuranceAgents.com connects consumers with local insurance agents, and provides expert articles to help consumers make the right decisions.

Website: http://www.insuranceagents.com/

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