Homeowners Can Process & Negotiate Their Own Mortgage Modification

    CORAL SPRINGS, FL, February 19, 2010 /24-7PressRelease/ -- In 2009 our federal government introduced Making Home Affordable Program (HAMP), to keep homeowners in their homes by lowering their mortgage payment. HAMP should have a tremendous impact on our economy as the foreclosure rate will decline and the lower payments will, effectively, put more money in consumer's hands. Better yet, HAMP's guidelines are straight forward which makes it fairly simple to understand. As such, most willing homeowners can process and negotiate their own mortgage modification with the assistance AIM2MOD which is an excellent "Do it Yourself" mortgage modification program.

AIM President, Phil Zeman, recently began offering this program after realizing that HAMP is easy to understand and the qualifying criteria is simple to calculate. Zeman stated: "If homeowners have the time, and the patience to deal with the extremely busy lending institutions, they can successfully underwrite, process and negotiate their own mortgage modification."

AIM2MOD is designed to assist homeowners with every aspect of the modification process from creating a qualified budget, calculating the proposed modified mortgage payment, preparing the hardship letter, drafting the proposal letter and packaging the appropriate documents to complete the bank submission form. A2M also includes a foreclosure analysis that will indicate whether the lender should work with the homeowner to modify their loan or discuss the short sale option, if foreclosure is the only other alternative.

Additionally, AIM will provide full email ([email protected]) and toll free 866-340-1549 support to ensure that the homeowner has prepared an accurate and comprehensive package so that they obtain the results they deserve. This support will include a complete review of the submission package, including budget verification, payment calculation (whether it's qualifies for a HAMP or traditional modification) and foreclosure analysis so that package moves through the lender's process in a smooth and efficient way.

The AIM family includes A.I.M. Funding Group which began providing loan products in 2001, has an A+ rating with the Better Business Bureau and is a member of the United Mortgage Modifiers Association. Contact AIM at 866-340-1549 or visit their website at http://www.aimfundinggroup.com.

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