Major Factor of Auto Insurance Costs Controlled by Motorists

    RANCHO CUCAMONGA, CA, March 12, 2010 /24-7PressRelease/ -- Various factors are used to determine what a motorist will pay for car insurance and there one which consumers can control that may lower the price of coverage. Although items such as age and gender cannot be controlled by drivers one of the most important factors used to calculate rates can be; a person's driving record.

An individual's driving history plays a major part in what a motorist will be charged by a coverage provider and this is common knowledge to the average consumer. Unfortunately, drivers do not take this fact as serious as it should be taken and lessen their chances of finding cheap auto insurance companies.

When carriers underwrite policies they will run and use an applicant's driving record to get a final cost for coverage; in most cases this will not be done when getting an initial quote. Dependent on the number of items such as tickets and accidents on the report a premium can fluctuate substantially. When getting rates for coverage it is always wise to disclose all tickets and accident which may appear on a driving record.

For those who wish to obtain a copy of their driving history or MVR can do so by visiting government websites such as the Georgia Department of Driver Services at (https://online.dds.ga.gov/onlineservices/MVRInfo.aspx) to get more accurate quotes when shopping around for policies.

Obeying traffic laws and practicing safe driving will help avoid accidents and citations and will give motorists better control of what they will pay for coverage. Consumers may visit http://www.onlineautoinsurance.com/cheap/ for free rate comparisons and more helpful tips to lower the cost of coverage.

Website: http://www.onlineautoinsurance.com/

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