Free Car Insurance: Just Because it's Free, Do Not Assume it Offers the Most Suitable Cover, Warns Quinn-direct

    CAVAN, IRELAND, December 19, 2010 /24-7PressRelease/ -- If you are buying a new car particularly for your son or daughter, don't just accept any free young drivers insurance that may be offered to you as part of the package. Not all free insurance offers provide the level of protection you may require, warns car insurance specialist Quinn-direct.

With the VAT increase due on 4 January, you may be thinking that now is a good time to purchase a new car, in order to save paying an extra 2.5% on the price. You may also be looking for new car deals that include free car insurance for young drivers, so you can stretch your finances that little bit further.

Cost-saving exercises are always good and if you are tempted by one of these free car insurance packages that come with a new vehicle, make sure to check that the cover is suitable for your needs, particularly if you need young drivers insurance.

For example:

- Look for any age restrictions on the free insurance cover. If the vehicle is for a younger driver, then free car insurance for young drivers may be restricted to a particular entry age of 19-30 years old, depending on the motor insurance provider and the type of car, so your child may not be eligible for the free car insurance;

- Look also for other eligibility criteria - for instance, new drivers, even if they have existing young driver insurance, may not be eligible for the free insurance cover;

- Check the policy excess. The deal may include an excess which could be far more than you would be willing to pay in the event of a claim;

Quinn-direct add that if you buy a new car and the insurance isn't suitable, then cheap car insurance for young drivers is available from specialist providers - such as themselves - that won't make a dent in your finances.

Their young driver's insurance policies also provide many additional features and benefits such as Pass Plus discounts, free breakdown cover (including homestart), and easy monthly payment options.

For more information please visit http://www.quinn-direct.co.uk/.

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