Low APR Credit Cards Guide for Consumers

    /24-7PressRelease/ - November 09, 2006 - Low interest credit cards are the credit cards most smart consumers seek to add to their wallets. Although low APR credit cards ( http://www.creditcardassist.com/lowinterest/creditcards.html ) can be highly beneficial, particularly to those that do not pay their cards in full at the end of each billing cycle, there are more factors a consumer should consider beyond the APR. In order to help consumers sort through the bevy of introductory 0% APR credit cards available, CreditCardAssist.com has launched a section on its website to help guide consumers on the use of low interest credit cards.

CreditCardAssist.com, owned and operated by Optimum Interactive and based in Los Angeles, is a site that has long been dedicated to helping consumers learn more about credit cards. Its goal is to educate the consumer about the proper use of credit cards in order to get the most out of them without drowning themselves in debt. The recent launch of this low APR consumer guide is just one more step the company is taking toward achieving this goal.

"When it comes to looking for the perfect credit card, most people look at the interest rate first," said Rob Willard, Managing Director of Optimum Interactive. "While this is a wise choice, there are many other factors consumers should consider when selecting a card. For example, the benefits the card offers, how the finance charges are calculated, the length of the grace period, and fees associated with the card, are all factors that need to be considered. In truth, the stiff competition in the credit card industry has produced a number of very attractive low interest credit cards. It is these other benefits and characteristics that really set one card apart from the other."

The differences among the various low APR credit cards are explored in the many educational articles ( http://www.creditcardassist.com/articles.html ) included on the CreditCardAssist.com website. In addition, the guide to low interest credit cards included on the site provides tips for consumers to help them choose the credit card best suited to their lifestyle while also providing tips for avoiding overwhelming credit card debt.

"It is really all about planning," continues Willard. "If consumers plan and budget their finances wisely, they will find that low interest credit cards become less important. After all, if you pay your card in full at the end of each billing cycle, the APR suddenly doesn't matter much."

For those consumers that will carry a balance from month to month, however, a low APR can save hundreds or even thousands of dollars. With the average American household carrying around $9,000 in credit card debt, finding a credit card with a low APR becomes crucial. For this reason, CreditCardAssist.com has put together a database of available low APR credit cards, including introductory 0% APR credit cards. By searching through these credit cards and reading the guide to low interest credit cards included on the site, consumers can make an educated decision about the cards they apply for and can take control of their financial situation. Visit CreditCardAssist.com ( http://www.creditcardassist.com ) to learn more.

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