Instant Approval Credit Cards Complete Guide for Consumers

    /24-7PressRelease/ - November 10, 2006 - Instant approval credit cards are those credit cards that can be applied for online and that can potentially be approved within seconds after application. For consumers with very good credit, an online application for an instant approval credit card can result in receiving a new credit card within one to two weeks after applying. For others, however, filling out an application for an instant approval credit card online does not necessarily translate into a fast receipt of a credit card.

In order to help consumers gain a better understanding of instant approval credit cards ( http://www.creditcardassist.com/instantapproval/creditcards.html ) and the pros and cons associated with them, CreditCardAssist.com has recently released a complete guide to instant approval credit cards on its website. Owned and operated by Los Angeles- based Optimum Interactive, CreditCardAssist.com has long been dedicated to providing consumers with the most accurate and up-to-date information available from within the credit card industry. The recent launch of its instant approval credit card guide is just one more step the company is taking to help keep consumers better informed.

"As consumer's confidence and comfort level with the internet continuing to grow, more and more people are looking to apply for their credit cards online," said Rob Willard, Managing Director of Optimum Interactive. "While this is might be a convenient way to apply for a credit card, consumers need to be aware that instant approval credit cards are not always as 'instant' as they may want them to be."

In fact, it can still take several weeks for a consumer to receive an instant approval credit card, if they do happen to get approved for the card. A person with very good credit may receive a message stating that the application has been approved within seconds after completing the instant approval credit card online application. For those with less-than-perfect credit, however, the message is more likely to say that the approval is pending. This means the credit card company needs to complete a more comprehensive search into the applicant's credit history - a process that can take a few weeks to complete.

"Even a person with good credit can expect it to take one to two weeks for an instant approval credit card to arrive in the mail," Willard continues. "Of course, this is still a much shorter period of time than it takes when applying for a credit card the old fashioned way. Nonetheless, some may be disappointed to know that their credit card is not going to show up right away. And, for those with credit that is not so good, the entire process can still take several weeks."

In order to help consumers better understand instant approval credit cards, the process used to determine whether or not the card will be approved, and how to increase their chances of approval, CreditCardAssist.com offers a wide selection of articles ( http://www.creditcardassist.com/articles.html ) to help consumers navigate the credit card maze. In addition, the site provides a comprehensive database of instant approval credit cards currently on the market, making it easy for consumers to search, compare side by side and apply online for the ideal card.

Visit CreditCardAssist.com ( http://www.creditcardassist.com ) to learn more.

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