Dealing with Insurance Companies After an Auto Accident

    MIAMI, FL, September 18, 2011 /24-7PressRelease/ -- Having car insurance is required by law. Every month, you diligently pay your insurance company under the impression that, should you be involved in an auto accident, they will make the process smoother and less stressful. Sadly, this is rarely the case. As insurance companies have proven time and again their interest in protecting their profits over your wellbeing, you may be left with substantially more out of pocket expenses than you had ever anticipated.

Steps to Take after a Car Accident
The steps you take following a car accident can be helpful when providing information to your insurance company. Information you will need to gather includes:

- The contact, vehicle, and insurance information of other drivers involved in the accident
- The contact information of any witnesses to the accident
- Pictures of the accident taken with your camera or cell phone
- Detailed medical reports from both EMTs and doctors you see after your accident
- A copy of the police report

You should contact your insurance company prior to leaving the scene of an accident in case they would like to send an adjustor to the scene. In these dealings, do not ever admit fault. This goes equally for your dealings with police, other drivers, witnesses, or EMTs.

Gather Evidence, Get an Attorney
Even with this evidence you may find your insurance company unwilling to fully pay for your damages. There are innumerable tricks insurance companies will use to try and cheat you out of fair compensation. Again, their interest is in their bottom line, and any step they need to take to protect that, they will.

With an experienced motor vehicle accident attorney on your side, you don't have to deal with insurance companies at all. In addition to helping you collect evidence, an attorney will handle all communication and negotiations with insurance companies on both sides. This takes a substantial amount of pressure off of your shoulders. More than that, it almost always results in a much larger settlement. An attorney will be aware of the tactics insurance companies employ to minimize your settlement, and will fight to ensure you are not cheated out of all that you are due.

If you have been involved in a motor vehicle accident in or around Miami, Ft. Lauderdale, West Palm, or Ft. Myer, Florida, please visit the website of the aggressive car accident attorneys at The Cochran Firm South Florida for more information on dealing with insurance companies at http://cochranfirmsouthflorida.com.

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