Insure4USA.com Discusses Why Car Insurance Premiums Rise After at Fault and No-Fault Accident in Newly Published Guide

    COLUMBUS, OH, October 28, 2011 /24-7PressRelease/ -- The escalating costs of insurance is something that everyone needs to cope with. With car insurance rates on the rise, drivers are always looking for ways to find affordable insurance. There are several instances where car insurance premiums rise after an at-fault or no-fault accident. In a recently published article, one of USA's leading online insurance services highlights the reasons why insurance companies tend to raise premiums after drivers are involved in an accident.

Alex, CEO of Insure4USA.com says, "Drivers need to make sure everything is taken care of and not just take their insurance for granted if they are involved in an accident. It is important to understand the policy well. Many drivers do not realize that a previous accident could have an impact on the most recent accident where they could be considered at fault. Insurance companies take a serious view of this and are likely to raise premiums based on this factor. A bad driving record is usually a ticket to higher premiums, where drivers pay the price for any past accidents they have encountered."

When asked about a solution to the problem Alex said, "I could say that maintaining a good driving history is one thing. Yes, that is obvious, but drivers can always consult an expert insurance broker for advice. Insurance companies differ in the way they determine premiums. Drivers must examine the type of accident they have been involved in with the help of an expert. Some insurance companies write off past accidents based on the length of time since the accident occurred. The period of time varies between providers, which is what they use to determine the level of risk before calculating the premium. Take the advice of an expert insurance broker and let him find the best possible way to tackle the situation and potentially lower your car insurance premium."

With auto insurance costs on the rise, one of the best ways is to compare quotes of leading insurance companies online. Insure4USA.com offers unbiased, free quotes from leading insurance providers where drivers can compare rates and policies in order to make a well informed decision. High risk drivers can also find lower rates provided they do make the effort to improve their driving record. Being involved in an at-fault or no-fault accident could prove costly with the risk of being labeled as a high-risk driver for several years. Drivers ought to make it a habit to maintain a good driving history.

See Insure4USA.com full guide here.

About Insure4USA.com

Insure4USA.com provides online insurance quotes and informative resource pages to help consumers make the right decisions when considering the purchase of insurance policy.

Website: http://www.insure4usa.com

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