Basics of Temporary Coverage Explained by Insure4USA.com in Newly Released Guide

    COLUMBUS, OH, January 13, 2012 /24-7PressRelease/ -- One issue that motorists across the US often ignore is temporary coverage when they travel from one state to another. Driving a car comes with inherent risks, which is why it is important to possess adequate car insurance. In a recent article published by Insure4USA.com, an independent online insurance service, the firm emphasizes the importance of temporary coverage for motorists travelling between states. According to Alex, CEO of Insure4USA.com, it is essential that drivers understand the type of insurance packages available in terms of period of coverage. The article explains the various elements of long term insurance vs. short term insurance policies.

Alex says, "Short term insurance policies between 28 days and 6 months may be new to US drivers. This type of insurance is ideal for renters and car owners that travel out of state for various reasons. Drivers will carefully need to consider the area they are travelling and adopt for additional coverage accordingly. For example, there is no harm in contacting your insurer for additional snow related coverage if you live in the sunshine state of Florida but plan to travel to a snowy area. Then again, you may want to opt for more coverage if you are going to park your car outside rather than a garage when you travel out of state. Just make sure there is no specific limit on the type of parking in your policy. This will help you determine the extent of additional coverage you require."

Other areas that the article by Insure4USA.com highlights are the importance of adequate cover when lending a vehicle to relatives or friends who may travel interstate. It is important to include them in coverage since they may also drive over long distances. Out of state travel often involves night travel and driver rotation, which could increase the chances of an accident. Therefore, it is essential to opt for additional temporary coverage and remain adequately covered. Alex adds, "Interstate travel often means travelling through unfamiliar territory, which is all the more reason to apply for temporary coverage. In order to be safe than sorry, it is always wise to spend a few dollars and save potentially thousands. It truly pays to apply for additional temporary coverage whether it is a few weeks or a few months."

For more details on ways to save on temporary auto insurance coverage log on to the company's website at http://www.insure4usa.com/why-you-need-short-term-car-insurance-when-traveling.html.

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