ATLANTA, GA, February 22, 2012 /24-7PressRelease/ -- Yellow Ribbon Tree Experts knows that the frequency of storms around Atlanta means many homeowners are faced with fallen trees on their property or even on their homes. The question many homeowners ask is will their homeowner's insurance company cover Atlanta tree removal when a large tree falls on their property? The details vary from policy to policy, but here are a few basic guidelines for tree removal in Atlanta.
In general, insurance policies will not cover the removal of a tree that could potentially fall on a home. While preemptive Atlanta tree services may be wise, the cost of tree removal in Atlanta would usually fall within the limits of a deductible and come out of the homeowner's pocket.
If a tree falls on a piece of property, but does not collide with the home, most insurance policies will not cover the removal of the tree. Generally, a homeowner's insurance policy only covers Atlanta tree removal when the tree damages a structure like the home or a detached garage. Some insurance companies have been known to cover tree removal if it blocks a driveway or other point of access. This is not standard practice and should be verified by each individual policy holder with their insurance carrier.
A tree that falls from beyond the property line and causes damages to an insured structure should still be filed with the insurance held by the homeowner incurring the damages. Many times in these cases, an insurance company will look for reimbursement from the neighbor's insurance company for the necessary tree removal and damage to the structure if there is reason to believe that the tree fell as a result of neglect or poor health.
All too often, a storm will topple a tree that comes down on parked automobiles in driveways or parked on a street. In this case, a claim should be filed with the insurance company that is covering the motor vehicle. For more information about tree removal in Atlanta and other Atlanta tree services, visit http://www.yellowribbontree.com.
About Yellow Ribbon Tree Experts:
Yellow Ribbon Tree Experts specializes in Atlanta tree removal and uses only the best arboricultural practices. A three time winner of Angie's List Super Service Award, Yellow Ribbon Tree Experts is fully licensed and insured, and a member of the International Society of Arboriculture (ISA).
For more information, visit http://www.yellowribbontree.com
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Caity Cogdell
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