JK Harris Advisors strongly suggest working with financial planner

    /24-7PressRelease/ - NORTH CHARLESTON, SC, December 02, 2007 - Why do so many people believe they can manage their own financial affairs without professional guidance? That is what Scott Spann, a Certified Financial Planner with JK Harris Advisors, LLC, would like to know.

"Just as you see your doctor for checkups, your lawyer for legal advice, and your mechanic for tune-ups, you should consult a qualified financial advisor for financial planning," Spann said. "A comprehensive financial plan can help you make smart financial decisions and guide you through a myriad of tough choices that affect your life."

According to a recent study by the Wall Street Journal Marketing Research Department, the most important financial decisions for families surveyed are as follows:

- Maintaining my existing lifestyle.
- Increasing my current asset level.
- Maintaining my current asset level.
- Affording health care for my family.
- Managing investment risk.

Sitting down with a skilled professional can help you achieve the greatest absolute return over the years and also subject you to the lowest overall taxes along the way. An advisor can show you how to properly allocate investments among various accounts and work with you to integrate your investment and financial goals.

"For most people, simply knowing they are on track to achieve their financial goals is the greatest benefit of having a financial plan," Spann said. "However, financial planning is much more than just peace of mind. Little changes during the planning process can make big differences."

Spann suggests checking your asset allocation periodically, every year or so, to determine whether it needs adjustment. He also states you should periodically re-examine your risk tolerance and investment profile, especially as you get closer to your goal.

"You may discover you need to tweak your portfolio's risk exposure over time," Spann said.

About JK Harris Advisors:
JK Harris Advisors, LLC, (www.jkharrisadvisors.com) based in North Charleston, S.C., is a SEC Registered Investment Adviser with notice filings in 43 states and the District of Columbia. The firm is affiliated with the JK Harris family of companies, which together, comprise the nation's largest organizations specializing in tax resolution and debt management issues.

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