Atlanta Bankruptcy Attorneys Clark & Washington Alleviate Your Post-Vacation Debt Stress

    ATLANTA, GA, February 13, 2015 /24-7PressRelease/ -- The Atlanta bankruptcy attorneys at Clark & Washington wish to explain ways to alleviate post-vacation debt stress. When we go on vacation, we tend to amass a larger-than-average amount of credit card debt. The price to travel and enjoy a vacation, particularly ones that involve lengthy travel, can be very expensive. Due to the high costs, people tend to put everything on their credit card only to return home to an amount larger than they ever expected.

Amassing large amounts of debt via a credit is easily avoidable if the right steps are taken. Making some slight adjustments to your financial patterns ahead of time can make sure you not only enjoy your vacation, but also avoid the stress of a high credit card bill upon your return. Try some of these tips:

1. Try to pay more in cash. By using cash instead of credit, you can avoid any kind of bill upon your return, and you avoid any kind of foreign transaction fees for utilizing your card if overseas. Exchange rates can make your bill vastly higher than anticipated.
2. Reduce your number of credit cards. The more cards you have and more lines of credit available to you, the more likely you will be to use those lines of credit. Lessen the temptation by getting rid of cards you do not absolutely need and only keep maybe one or two that you utilize for emergencies.
3. Pay more than your minimum amount due. Paying the lowest amount possible guarantees that you are going to pay a lot more in interest. If you cannot pay the amount of all at once, try to at least make larger payments so that the principal is going down substantially for each payment.

If you ever are caught up in too much credit card debt and you don't know where to turn, consult with an experienced Atlanta bankruptcy lawyer to help you and guide you in the right direction. For more information or to schedule a free consultation, visit http://www.cw13.com.

About Clark & Washington:

Established in 1983, Clark & Washington is now one of the leading bankruptcy filers in the Southeast. They have locations in Georgia, Florida and Tennessee. Clark & Washington specializes in personal Chapter 7 and 13 bankruptcy. They offer honest, helpful legal advice to those experiencing financial hardships.

For more information, visit http://www.cw13.com.

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