Tampa Bankruptcy Attorneys Clark & Washington Discuss the Florida Bankruptcy Process

    TAMPA, FL, March 24, 2015 /24-7PressRelease/ -- The Tampa bankruptcy attorneys at Clark & Washington wish to discuss the bankruptcy process in the state of Florida. Filing for bankruptcy doesn't have to be a complicated process. Knowing where to go and what to do ahead of time can significantly facilitate the process and alleviate the added stresses already involved with filing for bankruptcy.

Filing for bankruptcy is akin to an orchestrated dance -- you need to follow the steps or the process can become very difficult. The bankruptcy process follows a timeline that can broken down into six parts.

1. Complete pre-bankruptcy credit counseling with one of the pre-approved Florida credit counseling agencies.
2. Get in contact with a Tampa bankruptcy lawyer to help you determine your bankruptcy exemptions so you know what property you will get to keep in a bankruptcy.
3. Complete your bankruptcy petition and accompanying documents and schedules containing detailed financial information.
4. Utilizing the means test, determine if you qualify for Chapter 7 or Chapter 13 bankruptcy. Where you fall depends upon how your disposable income compares to Florida's median income for a household of your size.
5. File your bankruptcy paperwork with the correct judicial district, which can vary depending on where you reside or are domiciled.
6. After you file, complete a debtor education course with a pre-approved Florida debtor education agencies in order for your debt to be discharged.

This is just a simplified guide to the bankruptcy filing process. There are many other intricate steps that only a qualified Tampa bankruptcy attorney will be aware of, which is why it's wise to turn to expert help. For more information or to schedule a free bankruptcy consultation, visit http://www.cw13fl.com.

About Clark & Washington:

Established in 1983, Clark & Washington is now one of the leading bankruptcy filers in the Southeast. They have locations in Georgia, Florida and Tennessee. Clark & Washington specializes in personal chapter seven and 13 bankruptcy. They offer honest, helpful legal advice to those experiencing financial hardships.

For more information, visit http://www.cw13fl.com.

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