BTS Asset Management Offers Retirement and Institutional Share Classes for BTS Tactical Fixed Income Fund

    LEXINGTON, MA, May 21, 2015 /24-7PressRelease/ -- BTS Asset Management announces that the BTS Tactical Fixed Income Fund will now be available in retirement (BTFRX) and institutional (BTFIX) share classes. The retirement share class will be available to plan sponsors of qualified retirement plans. The institutional share class will be available at a minimum of $100,000 and is anticipated to be offered to qualified retirement plans and foundations.

"We believe a tactical bond approach makes a lot of sense for retirement plans in this environment," said Isaac Braley, President of BTS Asset Management. "With significant assets invested in target date or bond index funds, some retirement plan participants may face more risk than they anticipated in their bond allocation due to the potential for rising rates and liquidity concerns in the event of market stresses. These risks may increase in severity as yet more assets flow into fixed income funds as target-date assets mature. Fiduciaries who are on the hook to offer participants a range of risks should be aware of these issues."

401(k) plans were first offered in the 1970s but saw significant asset growth in the mid-1990s and beyond. Said Matthew Pasts, CEO of BTS Asset Management, "Most investors in 401(k) plans have not been through a significant bear market in bonds and may be unprepared for rising interest rates. We believe many plan sponsors may find that offering a tactical bond approach as part of their investment lineup may give participants options that may help mitigate that risk."

The BTS Tactical Fixed Income Fund is a tactical bond allocation fund with a 14-year track record that seeks to maximize total return and deliver equity-like returns with traditional bond-like risk. The Fund rotates asset classes that BTS believes have the highest return potential while implementing stop-loss measures in an attempt to control downside risk via BTS Asset Management's proprietary trend indicator model.

Said Braley, "Our tactical approach tries to avoid major drawdowns and deliver steady returns over time. We focus on finding the right bond asset class at the right time versus a widely diversified bond approach."

To receive a prospectus and more information on these new share classes, please contact BTS at 1-800-343-3040. The BTS Tactical Fixed Income Fund is also available in Class A shares (BTFAX) and Class C shares (BTFCX).

About BTS Asset Management

Founded by Vilis Pasts in 1979, BTS Asset Management is one of the oldest risk managers, managing traditional assets with a nontraditional approach. BTS has a multi-year track record in tactical fixed income and equity management. Our goal is to find opportunities with the potential to take advantage of rising markets while working to manage losses during downturns. BTS seeks to preserve capital; aims to offer downside protection and upside potential; and strives to reduce volatility while delivering consistent long-term returns.

There is no assurance that the Fund will achieve its investment objective.

Mutual Funds involve risk, including possible loss of principal.

Investors should carefully consider the investment objectives, risks, charges, and expenses of the BTS Tactical Fixed Income Fund. This and other information about the Fund is contained in the prospectus and should be read carefully before investing. The prospectus can be obtained on our web site, www.btsfunds.com, by calling toll free 1-877-287-9820 (1-877-BTS-9820), or by calling your financial representative. The BTS Tactical Fixed Income Fund is distributed by Northern Lights Distributors, LLC, Member FINRA/SIPC. BTS Asset Management, Inc. is not affiliated with Northern Lights Distributors, LLC.

The use of Credit Default Swaps involves investment techniques and risks different from those associated with ordinary portfolio security transactions, such as potentially heightened counterparty, concentration and exposure risks. There is a risk that issuers and counterparties will not make payments on securities and other investments held by the Fund, resulting in losses to the Fund. The Fund may invest in derivatives. Even a small investment in options may give rise to leverage risk, and can have a significant impact on the Fund's performance. Derivatives are subject to credit risk and liquidity risk. The values of foreign investments may be affected by changes in exchange control regulations, application of foreign tax laws changes in governmental administration or economic or monetary policy or changed circumstances in dealings between nations. In addition to the risks generally associated with investing in securities of foreign companies, countries with emerging markets also may have relatively unstable governments, social and legal systems that do not protect shareholders, economies based on only a few industries, and securities markets that trade a small number of issues. The Fund invests in fixed income securities, derivatives on fixed income securities or Underlying Funds that invest in fixed income securities. The value of the Fund will fluctuate with changes in interest rates. Defaults by fixed income issuers in which the Fund invests could also harm performance. Lower-quality bonds known as "high yield" or "junk" bonds, present greater risk than bonds of higher quality, including an increased risk of default. An economic downturn or period of rising interest rates could adversely affect the market for these bonds and reduce the Fund's ability to sell its bonds. The lack of a liquid market for these bonds could decrease the Fund's share price. The use of leverage by the Fund or an Underlying Fund will indirectly cause the Fund to incur additional expenses and magnify the Fund's gains or losses. The Fund may engage in short selling activities which are significantly different from the investment activities commonly associated with conservative fixed income funds. Underlying Funds are subject to investment advisory and other expenses, which will be indirectly paid by the Fund. As a result, your cost of investing in the Fund will be higher than the cost of investing directly in the Underlying Funds.

2262-NLD-5/20/2015

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